._page_y11by_1{--night:#07141c;--night-soft:#10242f;--paper:#f4f0e6;--paper-bright:#fffdf7;--coral:#ff633d;--mint:#48e5bc;--sun:#ffc857;--blue:#52a8ff;--line:#213640;background:linear-gradient(#07141c09 1px, transparent 1px) 0 0 / 100% 36px, var(--paper);min-height:100vh;color:var(--night);overflow:clip}._breadcrumb_y11by_19{color:#53636b;max-width:1480px;font-family:var(--font-mono);letter-spacing:.055em;text-transform:uppercase;flex-wrap:wrap;align-items:center;gap:9px;margin:0 auto;padding:20px clamp(18px,5vw,74px);font-size:10px;font-weight:850;display:flex}._breadcrumb_y11by_19 a{color:inherit;text-underline-offset:4px;-webkit-text-decoration:underline #839096;text-decoration:underline #839096}._hero_y11by_42{background:radial-gradient(circle at 86% 8%, #48e5bc33, transparent 27%), linear-gradient(117deg, transparent 65%, #ff633d14 65%), var(--night);color:#fff;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);align-items:center;gap:clamp(42px,7vw,110px);max-width:1480px;min-height:650px;margin:0 auto;padding:clamp(68px,9vw,132px) clamp(18px,5vw,74px);display:grid;position:relative;overflow:hidden}._hero_y11by_42:before,._hero_y11by_42:after{content:"";pointer-events:none;border:1px solid #ffffff1f;position:absolute}._hero_y11by_42:before{inset:28px}._hero_y11by_42:after{aspect-ratio:1;border-color:#48e5bc47;border-radius:50%;width:460px;bottom:-180px;right:-110px}._heroCopy_y11by_81,._receiptPreview_y11by_82{z-index:1;position:relative}._kicker_y11by_87,._sectionLabel_y11by_88,._panelIntro_y11by_89>span,._splitHeading_y11by_90>div>span,._equationAudit_y11by_91>span,._rulesBoundary_y11by_92>span{font-family:var(--font-mono);letter-spacing:.09em;text-transform:uppercase;font-size:9px;font-weight:900}._kicker_y11by_87{color:var(--mint)}._hero_y11by_42 h1{max-width:880px;font-family:var(--font-display);letter-spacing:-.05em;text-wrap:balance;text-transform:uppercase;margin:18px 0 0;font-size:clamp(54px,7.4vw,108px);font-stretch:75%;line-height:.88}._heroLead_y11by_116{color:#d7e2e7;max-width:750px;margin:30px 0 0;font-size:clamp(17px,1.8vw,22px);line-height:1.62}._receiptPreview_y11by_82{background:var(--paper-bright);color:var(--night);border:1px solid #ffffff80;padding:18px;transform:rotate(1.4deg);box-shadow:16px 16px #ff633d3d,0 28px 80px #00000047}._receiptPreview_y11by_82:before,._receiptPreview_y11by_82:after{aspect-ratio:1;background:var(--night);content:"";border-radius:50%;width:22px;position:absolute;top:52%}._receiptPreview_y11by_82:before{left:-12px}._receiptPreview_y11by_82:after{right:-12px}._receiptHead_y11by_149{border-bottom:1px dashed #859097;justify-content:space-between;align-items:center;gap:18px;padding:4px 4px 18px;display:flex}._receiptHead_y11by_149 span,._receiptFoot_y11by_159,._receiptRow_y11by_160 span,._receiptTotal_y11by_161 span{font-family:var(--font-mono);letter-spacing:.04em;text-transform:uppercase;font-size:9px;font-weight:850}._receiptHead_y11by_149 strong{color:#8e2a13;text-transform:uppercase;font-size:12px}._scorePlate_y11by_175{text-align:center;border-bottom:1px dashed #859097;grid-template-columns:1fr auto 1fr;align-items:end;gap:12px;padding:30px 8px;display:grid}._scorePlate_y11by_175 div{gap:6px;display:grid}._scorePlate_y11by_175 span{color:#5b6a70;font-family:var(--font-mono);text-transform:uppercase;font-size:9px;font-weight:850}._scorePlate_y11by_175 strong{letter-spacing:-.07em;font-size:clamp(54px,7vw,78px);line-height:.8}._scorePlate_y11by_175>b{color:#889399;padding-bottom:5px;font-size:30px}._receiptRow_y11by_160,._receiptTotal_y11by_161{border-bottom:1px solid #d8d7d0;justify-content:space-between;align-items:center;gap:18px;padding:18px 6px;display:flex}._receiptRow_y11by_160 strong{font-family:var(--font-mono);font-size:13px}._receiptTotal_y11by_161{background:var(--coral);color:#150b07;border:0;margin-top:10px;padding:21px 13px}._receiptTotal_y11by_161 strong{letter-spacing:-.04em;font-size:clamp(28px,4vw,42px)}._receiptFoot_y11by_159{color:#5b696f;text-align:center;padding:19px 6px 4px;line-height:1.55;display:block}._truthStrip_y11by_246{border:1px solid var(--night);background:var(--mint);border-top:0;grid-template-columns:repeat(4,minmax(0,1fr));max-width:1480px;margin:0 auto;display:grid}._truthStrip_y11by_246 span{border-right:1px solid var(--night);font-family:var(--font-mono);letter-spacing:.045em;text-align:center;text-transform:uppercase;padding:14px 12px;font-size:9px;font-weight:900}._truthStrip_y11by_246 span:last-child{border-right:0}._calculatorShell_y11by_269{grid-template-columns:minmax(340px,.82fr) minmax(0,1.18fr);align-items:start;gap:clamp(34px,5vw,72px);max-width:1400px;margin:0 auto;padding:clamp(72px,9vw,128px) clamp(18px,5vw,74px);display:grid}._controlPanel_y11by_279,._resultPanel_y11by_280{min-width:0}._controlPanel_y11by_279{border:1px solid var(--night);background:var(--paper-bright);padding:clamp(24px,3vw,36px);position:sticky;top:22px;box-shadow:11px 11px #07141c1a}._panelIntro_y11by_89>span,._splitHeading_y11by_90>div>span,._equationAudit_y11by_91>span{color:#276b5c}._panelIntro_y11by_89 h2{letter-spacing:-.045em;text-wrap:balance;margin:10px 0 0;font-size:clamp(30px,4vw,50px);line-height:1}._panelIntro_y11by_89 p{color:#506169;margin:14px 0 0;font-size:14px;line-height:1.7}._exampleRow_y11by_314{flex-wrap:wrap;gap:7px;margin-top:24px;display:flex}._exampleRow_y11by_314 button{border:1px solid var(--night);min-height:42px;color:var(--night);cursor:pointer;font-family:var(--font-mono);text-transform:uppercase;background:#fff;border-radius:0;padding:9px 11px;font-size:8px;font-weight:850}._exampleRow_y11by_314 button:hover{background:var(--night);color:#fff}._exampleRow_y11by_314 button:last-child{background:#e9e6de;margin-left:auto}._moneyGrid_y11by_345{grid-template-columns:minmax(0,1.2fr) minmax(120px,.8fr);gap:12px;display:grid}._field_y11by_351,._choiceGroup_y11by_352,._scoreFieldset_y11by_353{gap:8px;margin:25px 0 0;display:grid}._field_y11by_351>span,._choiceGroup_y11by_352 legend,._scoreFieldset_y11by_353 legend,._scoreGrid_y11by_362 label>span{color:#273b45;font-size:12px;font-weight:850}._field_y11by_351 input,._field_y11by_351 select,._scoreGrid_y11by_362 input{width:100%;min-height:53px;color:var(--night);font-family:var(--font-mono);background:#faf8f2;border:1px solid #52636b;border-radius:0;padding:10px 13px;font-size:17px;font-weight:850}._field_y11by_351 select{cursor:pointer}._field_y11by_351 input[aria-invalid=true],._field_y11by_351 select[aria-invalid=true],._scoreGrid_y11by_362 input[aria-invalid=true]{box-shadow:inset 4px 0 0 var(--coral);border-color:#a72810}._field_y11by_351 small{color:#68777e;font-size:10px;line-height:1.45}._choiceGroup_y11by_352,._scoreFieldset_y11by_353{border:0;padding:0}._choiceGroup_y11by_352 legend,._scoreFieldset_y11by_353 legend{margin-bottom:7px}._segmentedThree_y11by_407,._segmentedTwo_y11by_408{display:grid}._segmentedThree_y11by_407{grid-template-columns:repeat(3,minmax(0,1fr))}._segmentedTwo_y11by_408{grid-template-columns:repeat(2,minmax(0,1fr))}._segmentedThree_y11by_407 label,._segmentedTwo_y11by_408 label{cursor:pointer;position:relative}._segmentedThree_y11by_407 input,._segmentedTwo_y11by_408 input{opacity:0;position:absolute}._segmentedThree_y11by_407 span,._segmentedTwo_y11by_408 span{border:1px solid var(--night);min-height:52px;font-family:var(--font-mono);text-align:center;text-transform:uppercase;background:#fff;place-items:center;padding:9px;font-size:9px;font-weight:850;display:grid}._segmentedThree_y11by_407 label+label span,._segmentedTwo_y11by_408 label+label span{border-left:0}._segmentedThree_y11by_407 input:checked+span,._segmentedTwo_y11by_408 input:checked+span{background:var(--night-soft);color:#fff;box-shadow:inset 0 -5px 0 var(--mint)}._segmentedThree_y11by_407 input:focus-visible+span,._segmentedTwo_y11by_408 input:focus-visible+span{outline:3px solid var(--blue);outline-offset:2px}._scoreGrid_y11by_362{grid-template-columns:minmax(0,1fr) 18px minmax(0,1fr);align-items:end;gap:8px;display:grid}._scoreGrid_y11by_362 label{gap:8px;display:grid}._scoreGrid_y11by_362 input{text-align:center;min-width:0;padding:8px;font-size:26px}._scoreGrid_y11by_362>span{color:#697980;text-align:center;padding-bottom:14px;font-size:20px;font-weight:900}._localNote_y11by_485{border:1px solid var(--night);background:#e4fbf4;margin-top:25px;padding:17px;font-size:12px}._localNote_y11by_485 p{color:#345148;margin:7px 0 0;line-height:1.55}._resultPanel_y11by_280{padding-top:7px}._errorCard_y11by_503{color:#681e10;background:#fff0eb;border:1px solid #741d0e;margin-top:28px;padding:22px}._errorCard_y11by_503 ul{margin:10px 0 0;padding-left:20px;font-size:12px;line-height:1.6}._outcomeCard_y11by_518{border:1px solid var(--night);background:var(--night-soft);color:#fff;margin-top:28px;padding:clamp(28px,5vw,50px);display:block;position:relative;overflow:hidden}._outcomeCard_y11by_518:after{aspect-ratio:1;content:"";opacity:.25;border:1px solid;border-radius:50%;width:150px;position:absolute;top:-45px;right:-45px}._outcomeEyebrow_y11by_541,._outcomeCard_y11by_518 small{font-family:var(--font-mono);letter-spacing:.04em;text-transform:uppercase;font-size:9px;font-weight:850}._outcomeValue_y11by_550{font-family:var(--font-display);letter-spacing:-.055em;text-transform:uppercase;margin-top:11px;font-size:clamp(62px,9vw,112px);line-height:.78;display:block}._outcomeCard_y11by_518 p{max-width:620px;margin:25px 0 0;font-size:14px;line-height:1.65}._outcomeCard_y11by_518 small{opacity:.72;margin-top:22px;display:block}._fullWin_y11by_573{border-bottom:9px solid var(--mint)}._halfWin_y11by_574{border-bottom:9px solid var(--sun)}._push_y11by_575{border-bottom:9px solid var(--blue)}._halfLoss_y11by_576{border-bottom:9px solid #f96}._fullLoss_y11by_577{border-bottom:9px solid var(--coral)}._moneyResults_y11by_579{border:1px solid var(--night);background:var(--paper-bright);border-top:0;grid-template-columns:repeat(3,minmax(0,1fr));display:grid}._moneyResults_y11by_579>div{border-right:1px solid #ccd0cb;min-width:0;padding:19px 16px;display:grid}._moneyResults_y11by_579>div:last-child{border-right:0}._moneyResults_y11by_579 span,._moneyResults_y11by_579 small{color:#607078;font-family:var(--font-mono);text-transform:uppercase;font-size:8px;font-weight:850}._moneyResults_y11by_579 strong{overflow-wrap:anywhere;font-family:var(--font-mono);margin-top:10px;font-size:clamp(16px,2.2vw,25px)}._moneyResults_y11by_579 small{text-transform:none;margin-top:10px;line-height:1.4}._moneyResults_y11by_579 ._grossResult_y11by_618{background:#e7f5ff}._moneyResults_y11by_579 ._positiveResult_y11by_619{color:#075641;background:#def8ed}._moneyResults_y11by_579 ._negativeResult_y11by_620{color:#8a2410;background:#fff0eb}._splitSection_y11by_622{border-top:1px solid var(--night);margin-top:34px;padding-top:32px}._splitHeading_y11by_90{justify-content:space-between;align-items:end;gap:28px;display:flex}._splitHeading_y11by_90 h3{letter-spacing:-.04em;margin:8px 0 0;font-size:clamp(27px,4vw,44px);line-height:1}._splitHeading_y11by_90>p{border:1px solid var(--night);font-family:var(--font-mono);text-transform:uppercase;background:#fff;margin:0;padding:10px 12px;font-size:9px}._componentList_y11by_652{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:22px 0 0;padding:0;list-style:none;display:grid}._componentList_y11by_652>li{border:1px solid var(--night);background:var(--paper-bright);min-width:0;padding:clamp(20px,3vw,28px)}._componentList_y11by_652>li:only-child{grid-column:1/-1}._componentList_y11by_652>._componentWin_y11by_669{box-shadow:inset 0 7px 0 var(--mint)}._componentList_y11by_652>._componentPush_y11by_670{box-shadow:inset 0 7px 0 var(--blue)}._componentList_y11by_652>._componentLoss_y11by_671{box-shadow:inset 0 7px 0 var(--coral)}._componentTopline_y11by_673{font-family:var(--font-mono);text-transform:uppercase;justify-content:space-between;align-items:center;gap:14px;font-size:8px;font-weight:850;display:flex}._componentTopline_y11by_673 span{color:#65757c}._componentTopline_y11by_673 b{border:1px solid var(--night);background:var(--night);color:#fff;padding:6px 8px}._componentLine_y11by_693{letter-spacing:-.045em;margin-top:18px;font-size:clamp(30px,4vw,46px);display:block}._componentList_y11by_652 dl{border-top:1px solid #ccd0cb;border-left:1px solid #ccd0cb;grid-template-columns:repeat(2,minmax(0,1fr));margin:22px 0 0;display:grid}._componentList_y11by_652 dl>div{border-bottom:1px solid #ccd0cb;border-right:1px solid #ccd0cb;min-width:0;padding:11px}._componentList_y11by_652 dt{color:#65757c;font-family:var(--font-mono);text-transform:uppercase;font-size:8px;font-weight:850}._componentList_y11by_652 dd{overflow-wrap:anywhere;font-family:var(--font-mono);margin:7px 0 0;font-size:12px;font-weight:900}._equationAudit_y11by_91{border:1px solid var(--night);background:var(--night);color:#fff;margin-top:14px;padding:21px}._equationAudit_y11by_91>span{color:var(--mint)}._equationAudit_y11by_91 code{color:#fff;white-space:normal;margin-top:10px;font-size:clamp(12px,1.5vw,16px);line-height:1.55;display:block}._equationAudit_y11by_91 p{color:#9fb0b8;margin:9px 0 0;font-size:10px;line-height:1.5}._rulesBoundary_y11by_92{background:#fff3ee;border:1px solid #8b3b28;margin-top:28px;padding:clamp(23px,4vw,36px)}._rulesBoundary_y11by_92>span{color:#96341c}._rulesBoundary_y11by_92>strong{letter-spacing:-.025em;margin-top:9px;font-size:clamp(20px,3vw,29px);display:block}._rulesBoundary_y11by_92 p{color:#68473f;margin:13px 0 0;font-size:13px;line-height:1.67}._method_y11by_780{max-width:1400px;margin:0 auto;padding:0 clamp(18px,5vw,74px) clamp(88px,11vw,150px)}._method_y11by_780>section{border-top:1px solid var(--night);grid-template-columns:minmax(250px,.76fr) minmax(0,1.24fr);gap:clamp(34px,7vw,92px);padding:clamp(62px,8vw,106px) 0;display:grid}._sectionLabel_y11by_88{color:#276b5c}._method_y11by_780 h2{letter-spacing:-.047em;text-wrap:balance;margin:10px 0 0;font-size:clamp(31px,4.8vw,60px);line-height:.97}._methodBody_y11by_804{min-width:0}._methodBody_y11by_804>p{color:#374b54;margin:0 0 20px;font-size:16px;line-height:1.8}._directAnswer_y11by_813{border:1px solid var(--night);background:var(--paper-bright);margin-bottom:25px;padding:clamp(21px,3vw,30px);box-shadow:8px 8px #07141c14}._directAnswer_y11by_813 strong{letter-spacing:-.025em;font-size:clamp(20px,3vw,29px)}._directAnswer_y11by_813 p{color:#44575f;margin:12px 0 0;line-height:1.7}._formulaGrid_y11by_832{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:25px;display:grid}._formulaGrid_y11by_832>div{border:1px solid var(--night);background:var(--night-soft);color:#fff;padding:20px}._formulaGrid_y11by_832 span{color:var(--mint);font-family:var(--font-mono);text-transform:uppercase;font-size:8px;font-weight:850}._formulaGrid_y11by_832 code{color:#fff;white-space:normal;margin-top:10px;font-size:13px;line-height:1.55;display:block}._tableWrap_y11by_863{border:1px solid var(--night);background:var(--paper-bright);margin-top:24px;overflow-x:auto}._exampleTable_y11by_870{border-collapse:collapse;width:100%;min-width:690px}._exampleTable_y11by_870 th,._exampleTable_y11by_870 td{font-family:var(--font-mono);text-align:left;border-bottom:1px solid #d0d3ce;border-right:1px solid #d0d3ce;padding:13px 15px;font-size:10px}._exampleTable_y11by_870 thead th{background:var(--night-soft);color:#fff;letter-spacing:.04em;text-transform:uppercase;font-size:8px}._exampleTable_y11by_870 tbody th{font-weight:900}._boundaryCard_y11by_896,._sourceCard_y11by_897{border:1px solid var(--night);background:var(--paper-bright);margin-top:25px;padding:clamp(21px,3vw,30px)}._boundaryCard_y11by_896{border-left:8px solid var(--coral)}._boundaryCard_y11by_896 strong,._sourceCard_y11by_897 strong{letter-spacing:-.02em;font-size:19px}._boundaryCard_y11by_896 p,._sourceCard_y11by_897 p{color:#475a62;margin:11px 0 0;font-size:13px;line-height:1.7}._sourceCard_y11by_897 ul{color:#475a62;gap:10px;margin:17px 0 0;padding-left:19px;font-size:13px;line-height:1.6;display:grid}._sourceCard_y11by_897 a,._methodBody_y11by_804>p a{text-underline-offset:4px;-webkit-text-decoration:underline #5a747f;text-decoration:underline #5a747f}._faqGrid_y11by_937{gap:10px;display:grid}._faqGrid_y11by_937 details{border:1px solid var(--night);background:var(--paper-bright)}._faqGrid_y11by_937 summary{cursor:pointer;padding:18px 20px;font-weight:850;line-height:1.4}._faqGrid_y11by_937 p{color:#475a62;margin:0;padding:0 20px 20px;font-size:13px;line-height:1.7}._nextLinks_y11by_962{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin-top:25px;display:grid}._nextLinks_y11by_962 a{border:1px solid var(--night);background:var(--paper-bright);justify-content:space-between;align-items:center;min-height:58px;padding:13px 15px;font-size:12px;font-weight:850;line-height:1.35;display:flex}._nextLinks_y11by_962 a:after{content:"→"}._nextLinks_y11by_962 a:hover{background:var(--mint)}._exampleRow_y11by_314 button,._nextLinks_y11by_962 a,._field_y11by_351 input,._field_y11by_351 select,._scoreGrid_y11by_362 input,._faqGrid_y11by_937 summary{transition:background-color .15s,color .15s,border-color .15s,transform .15s}._exampleRow_y11by_314 button:focus-visible,._nextLinks_y11by_962 a:focus-visible,._field_y11by_351 input:focus-visible,._field_y11by_351 select:focus-visible,._scoreGrid_y11by_362 input:focus-visible,._faqGrid_y11by_937 summary:focus-visible,._breadcrumb_y11by_19 a:focus-visible,._sourceCard_y11by_897 a:focus-visible,._methodBody_y11by_804 a:focus-visible{outline:3px solid var(--blue);outline-offset:3px}._outcomeCard_y11by_518,._moneyResults_y11by_579,._componentList_y11by_652>li{animation:.32s ease-out both _settleIn_y11by_1}@keyframes _settleIn_y11by_1{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}@media (width<=1100px){._hero_y11by_42{grid-template-columns:minmax(0,1fr) minmax(290px,.62fr);min-height:590px}._calculatorShell_y11by_269{grid-template-columns:1fr}._controlPanel_y11by_279{position:static}._method_y11by_780>section{grid-template-columns:minmax(220px,.68fr) minmax(0,1.32fr)}}@media 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